Deposit Schemes
Secure Your Savings. Build Your Future.
Smart Savings Today for a More Secure Tomorrow
Our deposit schemes give members convenient options to save according to their financial capacity, goals and preferred tenure — whether you invest a lump sum or save a fixed amount regularly.
Why Choose Our Deposit Schemes?
Saving consistently is an important step towards financial stability. Our deposit options help members plan their finances while benefiting from structured savings.
Flexible Savings Options
Choose a deposit scheme based on your financial goals and savings capacity.
Attractive Returns
Earn returns on eligible deposits according to the applicable scheme and company terms.
Simple Process
Our team helps you complete the deposit process with clear information and straightforward documentation.
Secure & Transparent
We maintain transparent processes and follow applicable rules governing Nidhi companies.
Member-Focused Service
Our team is available to assist members with all deposit-related requirements.
Our Deposit Schemes
Fixed Deposit
Suitable for members who have a lump sum amount and want to invest it for a predetermined period. Useful for planned goals such as education, family requirements or asset purchases.
Key Features
- Fixed investment tenure
- Predetermined applicable interest rate
- Suitable for planned savings
- Flexible tenure options as applicable
- Easy documentation
- Transparent terms and conditions
Recurring Deposit
Designed for members who prefer to save a fixed amount regularly instead of a one-time investment, helping build financial discipline and a savings corpus over time.
Key Features
- Regular and systematic savings
- Suitable for monthly savings
- Helps develop financial discipline
- Predetermined tenure
- Convenient savings approach
- Returns according to applicable terms
Savings Deposit
A convenient way to maintain savings while retaining access to funds as permitted under applicable rules and company policies — ideal for members who want liquidity with discipline.
Key Features
- Convenient savings facility
- Encourages regular savings
- Easy account management
- Member-focused assistance
- Transparent terms and conditions
Which Deposit Is Right for You?
| Deposit Scheme | Suitable For | Savings Pattern |
|---|---|---|
| Fixed Deposit | Planned investment | One-time deposit |
| Recurring Deposit | Regular savings | Periodic contributions |
| Savings Deposit | Flexible savings | As permitted |
Our team can help you understand the applicable terms and choose an option appropriate to your financial requirements.
Documents Required
Depending on the deposit scheme and applicable requirements, members may be required to provide:
Start Saving With Confidence
A better financial future starts with a consistent savings habit. Choose the right deposit scheme and take a step towards achieving your financial goals.